The Canadian government has announced an important relief for low-income families in 2025. The government has confirmed a one-time family payment of , which will be given to families who meet the eligibility criteria. This announcement is very reassuring for thousands of Canadian families benifites who are struggling with rising inflation, rent and prices of essential commodities.
In this article, we will tell you who will get this payment, when will it be received, how to apply and what documents will be required. If you live in Canada and want to take advantage of the government’s Family Benefit Scheme, then this article is full of information for you.
What is this family payment?
This is a type of government assistance that the Canadian government is providing to eligible families in 2025. Its purpose is to provide relief to economically weaker and middle class families. Under this scheme, one-time cash assistance will be deposited directly into the bank account of eligible families This payment mainly targets families who have young children or who already come under child benefit.
What is the purpose of this payment?
The purpose of this payment is not only to provide financial assistance, but it is also an attempt to keep the country’s economy stable. Inflation, food prices and cost of living are increasing day by day. In such a situation, this help can prove useful in meeting rent, medicine, children’s education and other needs.
Payment dates – When will you get the benefit of $445?
The government has announced that this payment of will be released in July 2025. If you have submitted your tax documents on time and bank details are updated, this amount will be transferred directly to your bank account Some people may also get this amount in the form of a check, especially if they have not registered for direct deposit.
Who will be eligible for this scheme (Eligibility Criteria)?

To receive the $445 family payment, the following eligibility conditions must be met:
- The applicant must be a resident of Canada.
- The applicant must have filed his or her 2024 tax filings on time.
- The household must have at least one dependent child (i.e. child tax benefit claimants).
- The income limit must be within certain levels:
- For single parents – less than $32,000 per year
- For married couples – less than $65,000 per year
- If your income exceeds these limits, you will not be eligible for this payment.
How to apply?
In most cases, you do not need to apply separately. If you have filed your taxes on time and your profile is updated with the CRA (Canada Revenue Agency), you will receive this payment automatically However, if you have not updated your bank details or child benefit information recently, it is important to log in to the CRA website and update the information.
How will you receive the payment – direct deposit or check?

The government is preferring to use direct deposit as it is a fast, secure and reliable method. For this, you will have to update your bank details in your CRA profile If you have not provided this information yet, you will be sent a payment through a paper check, which will come through the mail and may be slightly delayed.
What if you have not filed taxes?
If you have not filed your 2024 tax return, you will not receive this amount. The government will make this payment only to those people whose records are updated with the CRA Deadline of tax returns is the 15 th of May, 2025. Therefore, all eligible families are advised to file taxes before time.
What needs can this payment help in?
This amount of $445 may seem small, but for an average family, this help can be very helpful in paying rent, paying gas bills, buying children’s stationery or medicines Its main objective is to provide some relief to the families so that they can meet their daily needs without any mental stress.
What other types of assistance schemes can come in the future?
The government has indicated that some more financial assistance programs may be announced in 2025, especially for those who fall in the low-income bracket. This may include increased child benefit, GST/HST credit, and other targeted payments.
Conclusion
If you are a family in Canada raising children and your income is limited, then this $445 payment can definitely be helpful for youThe condition is that you file taxes on time, keep bank information correct and keep updating your profile on the CRA website from time to time.
FAQs
Q1. What is the Family Payment in Canada for 2025?
A. The Family Payment is a one-time financial support measure by the Canadian government aimed at helping eligible low- to middle-income families manage the rising cost of living.
Q2. Who is eligible to receive the Family Payment?
A. To be eligible, families must meet specific income thresholds, have filed their 2024 taxes on time, and typically must be receiving or eligible for the Canada Child Benefit (CCB).
Q3. Do I need to apply separately for this payment?
A. No. If you’ve filed your taxes and are eligible for child-related benefits like CCB, the payment will be issued automatically.
Q4. When will the payment be made?
A. The payment is expected to be issued in July 2025, though exact dates may vary depending on CRA processing.
Q5. How will the payment be delivered?
A. If you’ve set up direct deposit with the CRA, the will be deposited directly into your account. Otherwise, a paper cheque will be mailed.