£450 Cost of Living Payment for June 2025 – In Britain, ever-rising inflation, costly energy bills and everyday expenses have broken the back of the common man. This time has become even more difficult especially for those who are already dependent on some government benefit. In such a situation, the British government has provided relief by announcing a one-time Cost of Living Payment of £450. This payment is for those who are low-income or are availing some disability benefit. Complete information about this scheme has been provided by the government and DWP i.e. Department for Work and Pensions has officially started it.
The government has made it clear that there is no need to apply for this payment. If you are eligible, the money will be sent directly to your bank account. The payment process has started in May 2025 and most eligible people will get this amount in June 2025. The government aims to provide this help to the people most affected by inflation as soon as possible.
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What is £450 Cost of Living Payment?
This payment of £450 has been started by the government to provide relief from inflation. It is completely tax free and will not affect your existing government benefits. That is, even if you are already getting money from schemes like Universal Credit or Pension Credit, you will get this additional help without any deduction. This scheme has been specially designed so that families whose income is already limited can be given some relief in everyday expenses.
Earlier, the government had launched some relief schemes for which separate application had to be made, but this time the process has been made very easy. If you are eligible, this payment will automatically come into your account in which other government benefits come.
Who will be eligible for this payment
If you were taking any kind of means-tested benefit or disability benefit between February 2025 and April 2025, then you will be eligible for this payment. People taking Universal Credit, Pension Credit, Income-based JSA or ESA will get £301 directly under this scheme. At the same time, those who take disability benefits like Disability Living Allowance (DLA) or Personal Independence Payment (PIP) will get an amount of £150. People who get both types of benefits will get the full £450.
The government has also clarified that if a person is shown as nil award during the qualifying period but it has happened due to some kind of deduction (such as due to rent or loan), then that person can also be eligible for this payment.
When and how will you get the payment
The process of this payment has started in May 2025. People who get Universal Credit, Pension Credit or similar DWP benefits will get money in their account from mid-May to early June. On the other hand, people who take HMRC benefits like Working Tax Credit or Child Tax Credit, this payment can come in their account from the last week of May to mid-June.
The money will come directly to your bank account in which your other government assistance comes. Whenever the payment is made, an entry named ‘DWP COLP’ or ‘HMRC COL Payment’ will appear in your account.
What to do if payment is not received
If this payment does not come to your account by the end of June 2025 and you think you are eligible for it, first check your benefit record to see if you were getting payment during the qualifying dates. After this, check your bank account carefully to see if there is any separate transaction named ‘DWP COLP’ or ‘HMRC COL Payment’.
If everything is correct but the payment still hasn’t arrived, you can contact DWP or HMRC directly. Keep your National Insurance number with you during the conversation so that the process can be completed quickly.
Why did the government start this scheme
At present, energy prices in the UK remain high and the prices of everyday things are also becoming out of the reach of the general public. In such a situation, the government has started this assistance for those people who are already dependent on schemes like Universal Credit or Pension Credit. The government’s aim is to give some relief to families whose income is already limited through this lump sum amount.
With the help of this £450, these families can get some help in their energy bills, rent or other essential expenses. The government hopes that such schemes will provide temporary relief to those people who are most troubled by inflation.
Will there be further help?
At present, the government has announced only this £450 Cost of Living Payment in 2025. Nothing has been officially announced about what will happen next. However, it is expected that in the coming time, especially during the Autumn Statement 2025, the government may announce future plans. Announcements like separate assistance for energy bills or improvements in housing benefit are possible.
Conclusion
The £450 Cost of Living Payment 2025 has brought much-needed relief to millions of British families who are troubled by the ever-rising inflation. This amount may seem small in scale, but for those for whom it is the only means of livelihood, it will prove to be extremely helpful.
If you are eligible, then check this payment in your account by the end of June 2025. No application is required, just make sure that your benefit account and bank details are updated. If the money does not come even after June, do not forget to contact DWP or HMRC.
This is a necessary step from the government in this era of inflation, and in the coming months it is expected that the government can announce more new schemes so that people can get relief for a long time.
FAQs On £450 Cost of Living Payment for June 2025
Q. How much will I receive from the £450 Cost of Living Payment?
A. You may get £301, £150, or the full £450 depending on your benefits.
Q. Do I need to apply for the payment?
A. No, it will be paid automatically if you are eligible.
Q. When will the payment arrive?
A. Between May and June 2025.
